Affirm Investor Event Presentation Deck

Network revenue in $ millions and as a % of GMV $112 5.0% $108 AFFIRMI 2023 4.3% $112 4.1% 3FQ'21 4FQ'21 1FQ'22 $154 3.4% $144 Metrics are unaudited. 3.7% 2FQ'22 3FQ'22 Network Revenue $150 3.4% $140 3.2% $163 2.9% $148 3.2% 4FQ'22 1FQ'23 2FQ'23 3FQ'23 As % of GMV ● Total GMV ● Drivers GMV mix between Pay in 4, 0% APR, interest-bearing product, and Pay Now affirm 11

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