OppFi Results Presentation Deck

2 Key Company Highlights Il Solid Revenue Growth 66% 5-year CAGR¹ CEO and Executive Chairman as Largest Shareholder Owner / operator dynamic aligns. incentives to maximize shareholder value 1. 2016-2021 2. For full-year 2021 at the time of loan approval. 88888 88888 Significant Scale Facilitated more than $3.9 billion. in gross loan issuance covering over 2.3 million loans, since inception APPLY Robust Customer Demand More than 2.4 million applications in 2021, ~80% mobile generated Leading Proprietary Credit & Technology Platform Real-time AI drove automation for 82% of decisions in 2021 Exceptional Customer Satisfaction Net Promoter Score of 852; 3,400+ Trustpilot customer reviews with 4.7/5.0 average rating OppFi"

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