Opendoor Investor Presentation Deck

Strong track record managing through low HPA environments Home Price Appreciation (HPA) by month 3% 2% 1% 0% -1% O 1 - 2022 2 Typically stronger HPA 3 - 2021 4 5 Note: Case-Shiller U.S. National Home Price Index (monthly, not seasonally adjusted, as of Feb 2022) 2020 6 Month 2019 7 8 Typically lower to no HPA 2018 We have delivered 21 consecutive quarters of positive Contribution Margin across periods of positive, flat and negative HPA 10 - 2017 11 12 36

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