CURO Group Holdings Credit Presentation Deck
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Heights Finance Overview
Founded in 1953 (~70-year track record)
Headquartered in Greenville, South Carolina
Heights offers loans and related insurance
products to consumers with limited access
to traditional credit
Installment Loans:
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Secured: Collateralized by assets
with a NADA-verifiable value
Fee-Based Products:
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Unsecured: Includes loans
collateralized by household goods
in addition to signature loans
Insurance: Includes Credit Life and
Disability, Involuntary
Unemployment, Personal Property
Collateral, Non-File and Collateral
Protection Plans
Other: Auto Security Plan
provides various membership
benefits
Heights Large loan stats as of June 30, 2022
144
Branches
7 States
>$335M
Annual Originations
$300M
Receivables
~90,000
Customers
BRANCH LOCATIONS
20
21
ILLUSTRATIVE
Repayment:
32 21
Average Term:
Average Loan
Balance:
Average FICO:
HEIGHTS
FINANCE
18
22
LARGE LOAN TERMS
Heights Finance
First Heritage
Loan Product: Fixed Rate
10
619
Installment Loan
Fully Amortizing
Monthly P&I
41 Months
$4,052
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