LiveVox Results Presentation Deck

($Billions) $1,000 $800 مسات Credit Cycle Trending Towards Normalization $600 $400 $200 $0 Consumer Credit Card Loan Balances 15 2000 2002 2004 2006 2008 2010 2012 2014 2016 2018 PROPRIETARY 2020 $952 2022 2.9% Q4'21 Moody's Default Rate Forecast 3.4% Q1'22 3.5% -Actuals Q2'22 3.3% O LiveVox 2023 Q3'22 2.9 Q4'22 3.3% Q1'23 3.4% Q2'23 3.7% Moody's Forecast 4.2% Q3'23 Q4'23 4.4% Q1'24 Source: St. Louis Fed, Equifax, Moody's Analytics. (% of Disposable Personal Income) 34% Jan-20 26% ли 9% Personal Saving Rate Apr-20 Jul-20 Oct-20 Jan-21 Apr-21 Jul-21 Oct-21 Jan-22 Apr-22 Jul-22 Oct-22 5% Jan-23 LIVEVOX

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