Bank of America Investor Conference Presentation Deck
Forward Looking Statements
This presentation contains forward looking statements with respect to the financial conditions and results
of operations of Bank of America, including, without limitation, statements relating to the earnings
outlook of the company.
These forward looking statements involve certain risks and uncertainties. Factors that may cause actual
results to differ materially from those contemplated by such forward looking statements include, among
others, the following possibilities: (1) projected business increases following process changes and other
investments are lower than expected; (2) competitive pressure among financial services companies
increases significantly: (3) costs or difficulties related to the integration of acquisitions or expenses in
general are greater than expected; (4) general economic conditions, either internationally or nationally or
in the states in which the company does business, are less favorable than expected; (5) changes in the
interest rate environment reduce interest margins and affect funding sources; (6) changes in market rates
and prices may adversely affect the value of financial products: (7) legislation or regulatory requirements
or changes adversely affect the businesses in which the company is engaged; and (8) decisions to
downsize, sell or close units or otherwise change the business mix of the company. For further
information please see Bank of America's reports filed with the SEC pursuant to the Securities Exchange
Act of 1934 which are available at the SEC's website (www.sec.gov) or at Bank of America's website
(www.bankofamerica.com)
Bank of America
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