Goldman Sachs Results Presentation Deck slide image

Goldman Sachs Results Presentation Deck

Commercial Real Estate (CRE) ● $27 ■CRE loans 2Q23 Firmwide Loans, Net of ALLL4 $ in billions 15.4% CRE Loans to Total Loans, Net of ALLL Other loans Warehouse / other indirect Industrials Multifamily Hospitality Office Mixed use Other 1.5% Past Due (30+ days) Ratio on CRE Loans, at Amortized Cost 2Q23 $11 $4 $3 $2 $2 $2 $3 0.3% 2Q23 Annualized Net Charge-Off Ratio on CRE Loans, at Amortized Cost ■ 42% of the CRE loan portfolio was investment-grade, based on internally determined public rating agency equivalents ■ Office-related loans were primarily secured by Class A office properties ■ Additionally, the firm has $3.9 billion of CRE-related unfunded lending commitments, including $0.9 billion of office-related commitments 2Q23 AWM On-Balance Sheet Alternative Investments4 $ in billions Equity securities Loans (included in firmwide loans) $ Debt securities CIE investments and other7 CRE-related 4.2 3.3 0.7 9.7 / 4.1 gross / net of financings SA Office-related 0.4 0.4 0.1 0.8 net of financings Goldman Sachs ■ Office-related exposures were primarily secured by Class A office properties ■ ~50% of the CRE-related on-balance sheet alternative investments consisted of historical principal investments, which the firm intends to exit over the medium term 10
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