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Klarna Investor Presentation Deck

1 million active Vibe members. Our loyalty program which rewards consumers who pay for their goods on time. Vibe - Klarna loyalty program # of vibe users in the US 1m Sep 20 Oct 20 Nov 20 Dec 20 Launched September 2020 - the first shopper loyalty program globally within our industry. More than 1 million customers signed and growing. Currently live in the US and Australia, rolling out in additional markets during 2021. M Rewards th 250 vibes Unlocked rewards a p Sama.com arch K.

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