Accelerating Value Creation for Shareholders slide image

Accelerating Value Creation for Shareholders

Proposal for integration with UFJ Group Outline Basic Concepts of the Integration Integration with spirit of equals Smooth and speedy integration Emphasis on economic rationales Equal and fair human resources policy Reinforcement of the focused business areas Establishment of tripolar franchise in Tokyo, Tokai, Osaka metropolitan districts Collaboration with a top tier trust bank* Integration ratio, Capital enhancement ■Integration ratio UFJ SMFG = 1 share 1 share ¥200bn average annual pre-tax benefit from rationalization ■Capital enhancement to UFJ by 04/9 - Willing to provide capital even if capital requirement reaches ¥700bn Able to maintain adequate capital ratio without capital raising Assuming that the trust business of UFJ Trust Bank be integrated to Sumitomo Trust & Banking SMFG Here is the outline of our proposal to the UFJ Group. Let me make a supplementary explanation. We can firmly achieve the rationalization effects of JPY200 billion on an average annual base, calculated base on our past merger experience. With regard to capital enhancement to UFJ by the end of September, we can provide capital even if it reaches JPY700 billion, or slightly more, without requiring any capital raising. 14
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