OppFi SPAC Presentation Deck
OppFi is Built for the Future
OppFi has been systematically built to be a leading provider of financial technology to both banks and the
Everyday Consumer
60mm
Lack Access to Traditional Credit¹
4-5 months
Average Loan Life
85
Net Promoter Score (NPS)²
31%
2020A Adjusted EBITDA Margin³
1 Delivers responsible credit to the Everyday Consumer
2 Al-driven underwriting identifies misunderstood credit profiles
3 Superior online reputation (NPS)
4
Scalable and profitable operating model
Note: Reconciliation of non-GAAP to GAAP financials for 2017 through 2020 located in Appendix pages 40-42
1. Hamdani, Kausar, et al. "UNEQUAL ACCESS TO CREDIT The Hidden Impact of Credit Constraints. New YorkFed.org, 2019
2. As of 4/2/21
3. Adj. EBITDA pro forma for fair market value accounting
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