Truist Financial Corp Results Presentation Deck slide image

Truist Financial Corp Results Presentation Deck

Non-GAAP reconciliations Return on average assets ($ MM) Net income - GAAP Merger-related and restructuring charges Securities (gains) losses Loss (gain) on early extinguishment of debt Incremental operating expenses related to the merger Professional fee accrual Gain on redemption of noncontrolling equity interest Numerator - adjusted(1) Average assets Return on average assets - GAAP Return on average assets - adjusted (¹) GA $ 69 Sept. 30 2022 1,637 48 1 69 1,755 $ 545,606 1.19 % 1.28 June 30 2022 1,532 92 (30) 89 1,683 540,568 As of / Quarter Ended March 31 2022 1.14 % 1.25 1,416 166 53 155 (57) 1,733 $ 1.07 % 1.31 $ 535,981 $ Dec. 31 2021 1,602 163 165 1,930 $ 1.19 % 1.43 $ 534,911 $ Sept. 30 2021 1,704 132 147 23 2,006 526,685 (1) The adjusted performance ratios, including adjusted retum on average assets, adjusted retum on average common shareholders' equily, and adjusted retum on tangible common shareholders' equity, TRUIST are non-GAAP in that they exclude merger-related and restructuring charges, selected items, and, in the case of return on average tangible common shareholders' equity, amortization of intangible assets. Truist's management uses these measures in their analysis of the Corporation's performance. Truist's management believes these measures provide a greater understanding of ongoing operations and enhance comparability of results with prior periods, as well as demonstrate the effects of significant gains and charges. These measures are not necessarily comparable to similar measures that may be presented by other companies. 1.28% 1.51 A-11
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