OppFi Results Presentation Deck

12 Pro Forma Share Count as of March 31, 2022 Shares Class A Common Stock held by Public and Founders Class A and Class V Common Stock Held by Pre-Business Combination OppFi Equityholders Total Currently Outstanding Shares of Common Stock Earn-Out Shares Total Outstanding Shares of Common Stock Giving Effect to Earn-Outs $10.00 13,349,150 70,838,474 84,187,624 84,187,624 Share Price $12.00 13,349,150 70,838,474 84,187,624 8,500,000 92,687,624 $13.00 13,349,150 This presentation excludes: 14,426,937 warrants to purchase shares of Class A Common Stock at $11.50 per share 70,838,474 84,187,624 17,000,000 (including 8,500,000 units that would have vested at $12) 101,187,624 $14.00 13,349,150 70,838,474 84,187,624 25,500,000 (including 8,500,000 units that would have vested at each of $12 and $13) 109,687,624 Notes 912,500 warrants to purchase shares of Class A Common Stock at $15.00 per share 11,500,000 shares of Class A Common Stock issuable under the Company's 2021 Equity Incentive Plan 1,200,000 shares of Class A Common Stock issuable under the Company's 2021 Employee Stock Purchase Plan Shares held by public shareholders, including founders, underwriters and private placements. Excludes 25,500,000 shares of Class V Common Stock outstanding with respect to Earn Out Units held by pre- business combination OppFi equityholders, which vest and are subject to forfeiture as discussed below Excludes 25,500,000 shares of Class V Common Stock outstanding with respect to Earn Out Units held by pre- business combination OppFi equityholders, which vest and are subject to forfeiture as discussed below Note: This presentation is not a complete summary of all relevant terms, conditions and information related to the capital structure of OppFi Inc. For more information, see the Company's filings with the SEC, including the Annual Report on Form 10-K filed by the Company with the SEC on March 11, 2022. Earn-Out Shares represent shares of Class V Common Stock that related to a total of 25,500,000 Earn Out Units held by pre-business combination OppFi ityholders, which vest in three tranches when the volume weighted average price (VWAP) of the Class A Common Stock equals or exceeds each of $12.00, $13.00 and $14.00 for any 20 out of 30 consecutive trading days over the first 36 months after closing, and with respect to which Class V Common Stock is currently outstanding and subject to vesting and forfeiture Forfeited after 3-year anniversary of closing date if vesting conditions above are not met OppFi"

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