Overstock Results Presentation Deck

Innovations: Automated Investing ("Robo-Advising") overstock.com Overstock.com Overstock Cars™ FinanceHub By Overstock.com Lending Student Loans Personal Loans Mortgage Loans Auto Loans Investments Automated Investing Stock Trading TM Insurance Vehicle Home Business Overstock Pet Adoptions™ Credit Cards Overstock Store Credit Card Club O Rewards MasterCard No Credit Needed Leasing Automated Investing Overstock FinanceHubTM has partnered with tZERO Advisors to help you on your way to long-term financial success. As a leader in automated investing, tZERO Advisors provides access to sophisticated, equity- based investment services, at a low cost. Get Started 480 Log in Investing Basics Investing is a means for individuals to increase their wealth. Investing comes in all styles and flavors, and is as varied as the individuals who invest. It is basically placing your money in an investment vehicle (such as a stock, bond ETF or Mutual Fund, which we will discuss later), instead of letting it sit in a low returning, traditional bank savings account. 25

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