HBT Financial Results Presentation Deck

Experienced executive management team with deep community ties Fred L. Drake Executive Chairman 40 years with Company 43 years in industry Lawrence J. Horvath Chief Lending Officer 13 years with Company 38 years in industry HBT Financial J. Lance Carter President and Chief Executive Officer 22 years with Company 30 years in industry Diane H. Lanier Chief Retail Officer 26 years with Company 38 years in industry 17 Peter Chapman Chief Financial Officer Joined HBT in Oct. 2022 30 years in industry Mark W. Scheirer Chief Credit Officer 12 years with Company 31 years in industry Andrea E. Zurkamer Chief Risk Officer 10 years with Company 23 years in industry

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