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PB Bankshares Results Presentation Deck

Loan Composition $79,400,31% 12/31/2021 - Loan Composition $252 million Other $26,850,11% $42,313,17% Commercial Real Estate (CRE) Commercial and Industrial (including Owner Occupied CRE) Residential Real Estate $103,778,41% PRESENCEBANK.COM $73,430,24% 12/31/2022 - Loan Composition $305 million $33,369,11% $60,928,20% $137,120,45% $71,497,22% 6/30/2023 - Loan Composition $322 million $28,635,9% IP $66,938,21% As part of the commercial real estate initiative, management is performing quarterly stress testing and has segmented the commercial real estate portfolio into categories such as industrial, office, multi-family, etc. See the following slide for select June 30, 2023 detail. $154,550, 48% PRESENCE ΒΑΝΚ 11

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