Ready Capital Investor Presentation Deck

SBC Investment by Platform $5,000 HISTORICAL INVESTMENT ACTIVITY¹ $4,000 $3,000 $2,000 $1,000 123 $0 2. 20.9% 10-year CAGR Current 0.7% SBC market share with 1.5% 3-year target 1. In millions. $1,537 $862 Pre-2016 (2) $140 $588 2016 $98 $868 2017 SBC Acquisitions began in 2008; Originations began in 2013 As of February 28, 2023 $1,188 $372 2018 $863 $1,738 2019 ■Acquisitions Originations $1,160 $213 2020 $5,272 $197 2021 READY CAPITAL. $4,520 $660 2022 $0 $276 2023 YTD (3) 10

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