Dave Results Presentation Deck

1Q23 highlights Quarterly Non-GAAP $44M 1Q22 Dave Revenue 39% Y-O-Y Growth $61M 1Q23 28 Day Delinquency Rate 3.27% 1Q22 67bps Y-O-Y Reduction 2.60% 1Q23 Customer Acquisition $26 1Q22 Cost 39% Y-O-Y Reduction $16 1Q23 Note: See Glossary for the definition of Non-GAAP Revenue, 28 Day Delinquency Rate, Customer Acquisition Cost, and Adjusted EBITDA. Adjusted EBITDA ($18M) 1Q22 75% ($5M) Y-O-Y Reduction 1Q23 10

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