Barclays Credit Presentation Deck

STRATEGY, TARGETS & GUIDANCE PERFORMANCE 10% ASSET QUALITY 6% High quality liquidity position Strong liquidity position, with Group LCR well above regulatory requirements Majority of pool held in cash and deposits at central banks FY21 Group Liquidity pool¹ 84% Cash and deposits at central banks Government bonds Other² CAPITAL & LEVERAGE MREL, FUNDING & LIQUIDITY 51 | Q4 2021 Fixed Income Investor Presentation | 23 February 2022 CREDIT RATINGS Minimum requirement: 100% Liquidity pool¹ (£bn) Comfortably exceeding minimum requirements Liquidity surplus (£bn) ¹ Liquidity pool as per the Group's Liquidity Risk Appetite | 2 Other includes government guaranteed issuers, PSES, GSES, international organisations and MDBs, and covered bonds | 162% ESG 266 Dec-20 Mar-21 99 161% 290 DIVISIONS & LEGAL ENTITIES 107 162% Jun-21 291 108 161% Sep-21 293 APPENDIX 107 168% Dec-21 291 116 Quality of the liquidity pool remains high, with the majority held in cash and deposits with central banks, and highly rated government bonds The increase in liquidity pool was driven by continued deposit growth, borrowing from the Bank of England's Term Funding Scheme with additional incentives for SMEs, and an increase in wholesale funding, which were partly offset by an increase in business funding consumption Liquidity pool of £291bn represents 21% of Group balance sheet BARCLAYS

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