Dave Investor Presentation Deck

How We Generate Revenue Dave Source: Dave Management. Service Revenue Extra Cash: ● ● We generate revenue when our users engage in cash advances for overdraft protection Users can opt for free advances (1-3 days) or optional express fees for faster delivery Users also provide voluntary tips • Additionally, we generate ancillary revenue from Insights, Rewards, and Side Hustle Transaction Revenue Dave Banking: We receive debit interchange fees when users pay with their Dave debit card or fund their account via Debit rails We also share in fees charged for out-of-network ATM withdrawals 6 OD

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