2nd Quarter 2021 Investor Presentation

Noninterest Expense $ in millions Q221 Q121 Q220 Q121 % Change vs Q220 Salaries and employee benefits $60.3 $60.3 $57.6 - % 5 % Occupancy expense, net 9.1 9.3 9.2 (2) (1) Furniture and equipment 4.9 5.4 6.1 (10) (21) Management's Expense Outlook Salaries and Employee Benefits Anticipate some increases throughout the remainder of the year as associates are hired in lending, wealth and mortgage Occupancy Expense Expect to be flat to slightly down for the remainder of 2021 Deposit insurance 1.7 1.3 2.8 29 (41) Other OREO and foreclosure expense 0.9 0.3 0.3 152 215 Merger related costs 0.7 0.2 1.8 194 (63) (1) Other 38.0 36.9 38.2 3 (1) Total noninterest expense $115.5 $113.8 $116.2 1 % (1) % Emphasis on enhancing efficiencies throughout the organization. Will continue to invest in further developing digital capabilities Noninterest Expense Anticipate quarterly run-rate of approximately $112 - $115 million for the remainder of 2021 Core noninterest expense (2) $114.3 $112.9 $112.1 1% 2 % Note: Excludes impact of pending acquisitions Efficiency ratio (2) Employees (headcount) Number of Branches 226 57.43% 56.93% 2,989 2,842 2,797 51.13% Q220 Q121 Q221 Q220 Q121 Q221 Q220 198 198 Q121 Q221 Focused on maintaining strong expense discipline while enhancing revenue capabilities and balancing digital and non-digital delivery channels (1) During Q221, certain debit and credit card transaction fees were reclassified from noninterest expense to noninterest income under the caption debit and credit card fees. Prior periods have been restated to reflect this change. (2) Non-GAAP measure that management believes aids in the discussion of results. See Appendix for Non-GAAP reconciliation. $ 10

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