Hagerty Investor Presentation Deck

Hagerty Delivers Consistent Double-Digit Written Premium Growth Large penetration opportunity given only 4% today, particularly post-1980 enthusiast vehicles Total Percentage Growth Hagerty U.S. Auto Premium Growth vs. Industry Top 100 Hagerty U.S. Auto - CAGR 13.4% Industry Top 100 - CAGR 4.3% 400 300 200 100 O 2010 2011 2012 2013 2014 2015 2016 2017 2018 Sustained Growth 5X the Industry 351% 69% 2019 2020 2021 2022 Collectible vehicles by year Type Pre-1981 Classics Post 1980 Collectibles Total Total Market (cars, mm) 11.3 34.0 ~45.3 Hagerty Penetration 12.1% 1.4% 4.1% 14

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