Axos Financial, Inc. Fixed Income Investor Presentation
Our Model is Built for Increased Digital Interactions axos
COVID-19 Has Accelerated Adoption of Digital Banking and Wealth
Management
Consumer Banking
Convenience and superior
user experience are keys
to long-term success
Effective use of customer
data and segmentation
reduces customer
acquisition costs and
increases cross-sell
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Control of front- and back-
end connectivity to
technology stack provides
cost and time-to-market
advantages
UDB allows Axos to
continuously add new self-
service tools and value-
added services within our
digital banking platform
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Commercial Banking
Providers that integrate
banking with specialized
software to serve specific
customer segments will
gain market share
Axos Fiduciary Services
supports trustees and
fiduciaries nationwide
through software +
services model
Winning cash/treasury
management accounts
through > automation
and custom API
integration
Regional sales leaders
supported by centralized
service team create a
more efficient and
scalable model
Securities
Consumers across all age
and income demographics
want to manage their
finances through a
centralized, digital
platform
Independent RIAS and
IBDS need banking
services to compete with
money center banks and
large broker-dealers
Owning clearing, custody,
and direct-to-consumer
digital wealth capabilities
provide opportunities to
serve consumers with
incremental services at
favorable economics
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