Hanmi Financial Results Presentation Deck

USKC (1) Loans & Deposits USKC portfolio represented $731.7 million in loans, or 12%, of the loan portfolio and $687.7 million in deposits, or 11%, of the deposit portfolio. USKC CRE portfolio had a weighted average debt coverage ratio (2) of 1.90x and weighted average loan-to- value (2) of 59.5%. USKC Loans - Top 10 Industries (as of 2Q23) Real Estate Investment Auto Part Manufacturer $742 28% Hotel Food Electronics/Home Appliances Computer Equipment Steel Healthcare Other 71% Education Golf Course $772 26% 75% 3% 4% 2% 2% 2% 1% 6% 4% USKC Loans by Product CRE $781 25% 75% 2Q22 3Q22 Note: Numbers may not add due to rounding H Hanmi Financial Corporation 4Q22 19% C&I $764 25% 75% 1Q23 23% 34% ($ in millions) $732 23% 77% 2Q23 USKC Deposits - Top 10 Industries (as of 2Q23) FNS Auto Part Manufacurer Steel Electronics/Home Appliances RE Investment/Leasing Research and Development Food All Other Financial Activities Foreign Financial Institution Hospitality Other $418 37% 63% Demand Noninterest-bearing $547 38% 3% 61% 4% 3% 3% 6% 6% 5% (3) USKC Deposits by Product ($ in millions) Money Market & Savings $575 38% 11% 58% 10% $565 32% 21% 60% $688 46% 49% 28% 2Q22 3Q22 4Q22 1Q23 U.S. subsidiaries of South Korean Corporations (2) Weighted average DCR and weighted average LTV when the loan was first underwritten or renewed subsequently Time deposits, not illustrated, are 5% at June 30, 2023. Therefore, the percentages do not add to 100% 2Q23 18

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