Affirm Investor Day Presentation Deck

Tapping into new spend categories Affirm Card users are transacting in categories that Affirm has historically not addressed Top 10 pay now categories by GMV Top 10 pay later categories by GMV AFFIRM | 2023 II >30% of pay now GMV in categories that Affirm historically did not address Category spend data from January 1 through October 31, 2023. Home improvement Electronics stores Gas stations Apparel OTAS and ticketing Electronics stores Home improvement Department stores Grocery stores Auto parts & services >20% of pay later GMV in categories that Affirm historically did not address Airlines Discount stores Apparel Wholesale clubs affirm 16

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