UBS Results Presentation Deck

Excluding Credit Suisse UBS business divisions: Global Wealth Management Total revenues m 4,677 Profit before tax m 1,157 +1% 2Q22 (4%) 4,736 1,110 2Q23 USD m, except where indicated Total revenues Net interest income Recurring net fee income Transaction-based income Other income Credit loss expense / (release) Operating expenses Profit before tax Cost / income ratio Invested assets, bn Fee-generating assets, bn Deposits, bn Loans, bn 2Q23 1Q23 10 4,736 4,792 4,677 (1%) +1% 1,442 1,491 1,268 (3%) +14% 2,535 2,454 2,614 +3% (3%) 749 843 793 (11%) (6%) 5 3,621 1,110 76% 336 220 4 UBS Balances as of quarter-end; 1 Includes ~5bn outflows due to seasonal tax payments in the US 2Q22 QoQ 15 74% 75% +2pp +1pp 3,037 2,962 2,811 +3% 1,380 1,335 1,244 330 (3) 3,561 3,523 +2% +3% 1,215 1,157 (9%) (4%) 2 224 YoY 349 227 +8% +3% +11% +2% (4%) (2%) (3%) PBT 1,110m, (4%) YOY Total revenues +1% as higher NII was partly offset by lower recurring net fee and transaction-based income Cost/income 76% Net new money +16.2bn, the strongest 2Q in >10 years driven by inflows in Switzerland +15.3bn, EMEA +2.5bn and APAC +1.8bn and outflows in Americas (3.4bn)¹ NNFGA +12.6bn, +4% annualized growth, driven by mandates; positive flows in all regions incl. +5.5bn in Americas, +4.0bn in EMEA, +1.7bn in Switzerland and +1.4bn in APAC Deposits +2% QOQ driven by net inflows into fixed-term and savings deposit products, partly offset by shifts into money market funds and government securities Net new loans (4.3bn) with deleveraging in all regions 23

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