MoneyLion Investor Day Presentation Deck

Our Unique Marketing Strategy is Working Shortening the payback period while increasing customer acquisition MoneyLion Adj. Revenue (6) Payback Periods PAYBACK PERIOD BY COHORT 2 Months Q2 22 3 Months Q2 21 ~4 Months Q1 22 Q4 21 Q3 21 Note Adjusted Revenue payback period is the month in which a quarterly cohort's cumulative Adjusted Revenue exceeds the fully-loaded acquisition spend for the initial quarter when onboarded. Data through September 30, 2022. Adjusted Revenue is a non-GAAP measure. See the Appendix for a reconciliation of these measures to their nearest GAAP equivalents. See "Footnotes" section for detailed footnotes and definitions. 132

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