Affirm Results Presentation Deck

FY Q2 2024 and FY 2024 Guidance In light of the current macroeconomic volatility, we are providing an updated outlook for FY'24 that is focused on the goals and operating principles by which we expect to manage the business this year. The following summarizes Affirm's financial outlook for the fiscal second quarter and full year Fiscal 2024: GMV of more than $24.25 billion Revenue as a % of GMV similar to FY'23 Revenue Less Transaction Costs as a % of GMV similar to FY'23 ● Adjusted Operating Margin of more than 5 percent Weighted Average Shares Outstanding of 311 million The following table summarizes Affirm's financial outlook for the second fiscal quarter of 2024: affirm GMV Revenue Transaction Costs Revenue Less Transaction Costs Adjusted Operating Margin Weighted Average Shares Outstanding Fiscal Q2 2024 $6.70 to $6.90 billion $495 to $520 million $310 to $320 million $185 to $200 million 2 to 4 percent 308 million 35

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