Ready Capital Investor Presentation Deck

Production Metrics PURCHASE VOLUME HAS ACCOUNTED FOR ~60% OF HISTORICAL PRODUCTION (in millions) $4,500 $3,000 $1,500 $0 100% 80% 60% 40% 20% $636 $1,189 0% 2015 35% 32% 33% $728 $1,460 2015 2016 DIVERSIFIED PRODUCTION CHANNELS WITH FOCUS ON RETAIL CHANNEL GROWTH 27% 40% 33% $463 $1,508 2016 2017 25% 38% 37% $398 $1,380 2017 2018 ■ Purchase ■ Refi 22% 36% 42% $775 $1,439 2018 2019 20% 32% 48% 2019 $2,435 Retail Correspondent ■Wholesale $1,812 2020 21% 31% 48% 2020 $2,110 $2,095 2021 21% 33% 46% 2021 READY CAPITAL. $567 $1,484 2022 22% 34% 44% 2022 YTD 22

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