Dave Investor Presentation Deck

Fiscal year 2023 guidance Non-GAAP Revenue: Y-O-Y Growth: Non-GAAP Variable Margin: Y-O-Y Improvement: Adjusted EBITDA: Y-O-Y Improvement: Dave Prior $235M - $260M 11% - 23% 43% -47% 200bps - 600bps ($50M) - ($35M) 43% - 60% New 'The Adjusted EBITDA (Loss) guidance range includes the impact of a $4 million legal settlement related to a 2020 data breach that was expensed in Q2 2023. Note: See Glossary for the definition of Non-GAAP Revenue and Non-GAAP Variable Profit. Non-GAAP Variable Margin is calculated as Non-GAAP Variable Profit divided by Non-GAAP Revenue. Unchanged 47% -51% 600bps - 1,000bps Unchanged¹ 12

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