Fiscal Second Quarter 2023 Financial Results

Operating Expenses Results Q2 FY2023 24% Personnel (2%) Marketing Reported Nominal USD (in millions) $1,515 $309 (6%) Network & Processing $179 5% Professional Fees $130 13% Depreciation & Amortization $234 NM - Not Meaningful Note: The chart results are calculated over the comparable prior-year period. Percentage changes are calculated based on unrounded numbers. Fiscal Second Quarter 2023 Financial Results VISA (13%) General & Administrative $282 NM Litigation Provision $- 11% Total Operating Expenses $2,649 Ⓒ2023 Visa. All rights reserved. 16

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