Main Street Capital Fixed Income Presentation Deck slide image

Main Street Capital Fixed Income Presentation Deck

Private Loan Investment Strategy Private Loan portfolio investments are primarily debt investments in privately held companies which have primarily been originated directly by MAIN or to a lesser extent through strategic relationships with other credit funds on a collaborative basis (often referred to in the debt markets as "club deals" because of the small lender group size) MAIN's Private Loan investments are typically made to a company owned by or being acquired by a private equity sponsor Investment Objectives Access proprietary investments with attractive risk-adjusted return characteristics Generate cash yield to support MAIN monthly dividend ● Investment Characteristics Investments in companies that are consistent with the size of companies in our LMM and Middle Market Proprietary investments originated directly by MAIN or through strategic relationships with other investment funds on a collaborative basis ● ● Investments in secured debt investments First lien, senior secured debt investments Floating rate debt investments ● ● MAIN ST CAPITAL CORPORATION Current Private Loan portfolio companies have weighted-average EBITDA of approximately $30.5 million(¹) ● 8% -12% targeted gross yields ● • Weighted-average effective yield of 12.6% (2) ● Net returns positively impacted by lower overhead requirements and modest use of leverage Floating rate debt investments provide matching with MAIN's floating rate Credit Facilities (³) (1) This calculation excludes two Private Loan portfolio companies as EBITDA is not a meaningful metric for these portfolio companies (2) Weighted-average effective yield is calculated using the applicable interest rate as of June 30, 2023 and includes amortization of deferred debt origination fees and accretion of original issue discount, but excludes fees payable upon repayment of the debt instruments and any debt investments on non-accrual status (3) The defined term and additional details for the Credit Facilities is included on page 18 Main Street Capital Corporation NYSE: MAIN mainstcapital.com Page 24
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