Dave Results Presentation Deck
Significant member
scale
We differentiate by first addressing Members'
most crucial need-Credit-and then building
long-term banking relationships.
Product market fit, strong brand, and low-cost
acquisition have enabled Dave to achieve
consistent member growth.
Sizeable addressable market of 176 million(¹)
U.S. consumers, which grew 6% YoY in 2022,
provides a secular tailwind.
Dave
Total Members (MMS)
5.7
3Q21
6.0
4Q21
36% Year-Over-Year Growth
6.4
1Q22
6.9
2022
7.8
3Q22
Note: See Glossary for the definition of Total Members
(1) Source: Financial Health Network's "Financial Health Pulse 2022 U.S. Trends Report"; 176 million represents
the total number of financially vulnerable and financial coping consumers in that study.
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