Silicon Valley Bank Results Presentation Deck
2019 full-year outlook¹
Business Driver
Average loans
Average deposits
Net interest income
Net interest margin
Allowance for loan losses for total gross
performing loans as a % of total gross
performing loans
Net loan charge-offs
Non-performing loans/total gross loans
Core fee income²
Non-interest expense (excluding expenses
related to non-controlling interests)²
Core fee income with investment banking
activities2,3
2019 Full Year Outlook vs. 2018 Full Year
Results (7/25/19)
Increase at a percentage rate in
the mid teens
Non-interest expense with investment
banking activities2,3
Increase at a percentage rate in
the low double digits
Increase at a percentage rate in
the low teens
Between 3.60% and 3.70%
Comparable to 2018 levels
Between 0.20% and 0.40% of avg.
total gross loans
Between 0.30% and 0.50% of
total gross loans
Increase at a percentage rate in
the low twenties
Increase at a percentage rate in
the low teens
Increase at a percentage rate in the low
seventies
Change from 4/25/19
No change
No change
Between 26.0% and 28.0%
No change
Effective Tax Rate
Current full year 2019 outlook compared to 2018 results, including expected results of SVB Leerink reflective of the completed
acquisition on January 4, 2019
No change
Outlook increased to low double digits
from previous outlook of high single digits
Outlook decreased to low teens from
previous outlook of mid teens
Increase at a percentage rate in the mid
thirties
Outlook decreased to between 3.60% and
3.70% from previous outlook of between
3.70% and 3.80%
No change
No change
No change
No change
1)
As of 7/25/2019; compared to full-year 2018 results; assumes no rate changes and non-inclusive of rate decrease announced by the Fed on 7/31/19; please see
our most recent earnings release for complete information on management's assumptions and forecasts regarding this outlook.
Non-GAAP measure.
2)
3)
No change
Current full year outlook for 2019 compared to full-year 2018 results, including expected results of SVB Leerink reflective of the completed acquisition on January
4, 2019.
svb> Q2 2019 Corporate Overview and Financial Results
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