First Foundation Investor Presentation Deck

Lending Activities Limited but Focused on High Quality Commercial Business $6,000 $5,000 $4,000 $3,000 $2,000 $1,000 M $0 Loan Origination Composition Trend ($ in millions) 1) 2) 2018 2019 2020(¹) 2021(2) 2022 2Q22 YTD ■ Commercial Business ■CRE Investment Includes $171 million in PPP loans. Includes $56 million in PPP loans. Multifamily ■ Single Family FIRST FOUNDATION Copyright © 2023 First Foundation Inc. All Rights Reserved 2Q23 YTD 100% 90% 80% 70% 60% 50% 40% 30% 20% 10% 0% Commercial business originations in 2Q23 YTD of $863 million and $2.9 billion in 2022. Origination Composition 2% 4% 3% 40% 2Q22 YTD ■ Commercial Business ■ Other 51% CRE Investment 4% 2% 3% ■ Multifamily ■ Single Family 90% 2Q23 YTD 16

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