UBS Results Presentation Deck
We maintain a strong balance sheet and disciplined risk management
Strong capital and
liquidity position
Balance sheet
for all seasons
Disciplined risk
management
FY22
7.5bn
capital generation¹
164%
liquidity coverage ratio²
95%
of loans
collateralized
14.2%
CET1 capital ratio
5% p.a.
standard interest rate for
affordability calculation for
Swiss real estate lending
<55%
average LTV on collateralized
exposures
4.42%
CET1 leverage ratio
99%
of Swiss mortgage exposure remains
covered even if property values
decline by 30%
22%
stage 3 coverage ratio
on core loan book³
UBS 1 Includes 0.2bn increase in CET1 capital, 1.7bn dividend accruals and 5.6bn in share buybacks; 2 Average 4Q22; 3 Loans and advances to customers, Loans to financial advisors and related off-balance
sheet items
8View entire presentation