Experian Investor Conference Presentation Deck

Collection Marketplace (Limpa Nome) Despite Limpa Nome's great success, there are still four big issues to be resolved Latent Opportunities 57 1 2 $ O Experian Public Money Flow Money flows to creditor/lender first ■ ▪ 4-6 weeks for Serasa to get the money Marketing Efficiency ▪ Money spent to reach consumers who have already paid off their debts ▪ Need to define the right targets 3 4 T Strategy Expansion to SMB Market ▪ Focus is currently on large lenders KPIs ▪ Not seizing the incremental opportunity Consumer Contributed Data ▪ Score out of date ■ Products Upset consumers experian

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