Barclays Credit Presentation Deck

STRATEGY, TARGETS & GUIDANCE Stand-alone rating Notching Liability ratings Barclays rating composition for senior debt Adj. Baseline Credit Assessment Macro profile Financial profile Qualitative PERFORMANCE Affiliate support Loss Given Failure (LGF) Government Support Total notching Rating Outlook Moody's BPLC ASSET QUALITY baa2 baal -1 0 0 Strong+ Strong+ Strong+ Baa2 POSITIVE ¹ Deposit rating | 2 The component parts relate to Barclays PLC consolidated | BBPLC BBUKPLC baa2 baa2 -1 +1 +3 +1 +4 56 | Q4 2021 Fixed Income Investor Presentation | 23 February 2022 A1 a3 STABLE a3 0 0 +1 CAPITAL & LEVERAGE +1 +2 A1¹ Anchor Stand-Alone Credit Profile MREL, FUNDING & LIQUIDITY Business position Capital and earnings Risk position Funding and liquidity Additional Loss Absorbing Capacity (ALAC) Group status Standard & Poor's Structural subordination Total notching Government support Rating Outlook BPLC -1 CREDIT RATINGS -1 BBB BBPLC bbb+ bbb+ 0 +1 -1 0 +2 Core +2 A POSITIVE BBUKPLC +2 Core +2 A ESG Viability Rating² Operating environment Company profile Management & Strategy Risk appetite Financial profile Qualifying Junior Debt DIVISIONS & LEGAL ENTITIES Government Support Total notching Rating Outlook Fitch BPLC a 0 A APPENDIX BBPLC a aa to a+ a to bbb+ a+ to a- a to bbb+ a+ to bbb+ +1 +1 A+ STABLE BBUKPLC a +1 +1 A+ BARCLAYS

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