Affirm Results Presentation Deck

Partnerships Across Wide Range of Categories Category Volume Growth Q2 Year over Year % Change affirm FY Q2'23 Industry Gross Merchandise Volume Mix General Merchandise Fashion / Beauty Electronics Home / Lifestyle Travel / Ticketing Sporting Goods and Outdoors Equipment / Auto Other 5% 5% 9% 7% 9% 8% Notes: 1. Metrics are unaudited 2. Excludes volume from transactions facilitated through Affirm virtual card at non-integrated merchants 18% 39% +120% +13% (11)% +2% +63% (49)% +4% +57% 9

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