Ready Capital Investor Presentation Deck
SBC Lending and Acquisitions
PRODUCT TYPE
FIXED RATE (3)
BRIDGE
CONSTRUCTION (POST MOSAIC)
MOSAIC ACQUIRED ASSETS
OTHER (4)
ORIGINATED
ACQUIRED
GEOGRAPHY
$30
LOAN
COUNT(1)
2,227
240
603
9
18
1,357
2,227
829
1,398
UPB
$9.59B
$1.01B
$7.43B
$59M
$532M
$554M
$9.59B
$7.88B
$1.71B
BOOK
VALUE (5)
$9.53B
$1.01B
$7.39B
$57M
$530M
$547M
$9.53B
$7.83B
$1.70B
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WALTV
65.2%
60.7%
68.5%
54.4%
57.7%
37.7%
■
65.2%
67.4%
55.1%
PROPERTY TYPE
5%
5%
9%
WA
COUPON
8.3%
5.2%
8.5%
7.0%
12.9%
6.2%
I
8.3%
8.2%
8.7%
9%
READY CAPITAL.
FIXED/FLOAT (2)
14.9 / 85.1%
98.7/1.3%
0.6/99.4%
100.0/0.0%
22.5/77.5%
38.3 / 61.7%
14.9 / 85.1%
12.0/88.0%
28.3/71.7%
72%
60+ Days
Past Due
Multi-family Mixed-use Retail Office Other Investments
1. Excludes joint venture investments
2.72% of fixed rate loans match funded
3. Includes originated SBC floating rate loans that are included in our RCMT securitization and therefore, categorized as Fixed/CMBS
4. Loans with the "Other" classification are generally SBC acquired loans that have nonconforming characteristics for the Fixed rate, Bridge, Construction, or Mosaic acquired categories
5. Gross of general reserves
4.1%
2.4%
2.4%
0.0%
30.3%
5.9%
4.1%
2.7%
10.7%
13View entire presentation