Hanmi Financial Results Presentation Deck

Asset quality remains strong. 0.13% $7.5 $1.3 $6.2 4Q22 Delinquent Loans (1) 0.26% $15.4 $8.3 $7.1 0.23% $13.7 $6.7 $7.0 1Q23 2Q23 Equipment Finance Delinquent Loans Asset Quality - Delinquent & Criticized Loans (1) Represents loans 30 to 89 days past due and still accruing H Hanmi Financial Corporation 0.16% $9.5 $2.6 $6.9 ($ in millions) 0.14% $10.3 $2.3 $8.0 3Q23 4Q23 All Other Delinquent Loans Delinquent loans / Total assets 2.10% $125.2 $79.0 $46.2 4Q22 1.87% $111.6 $64.3 $47.3 1Q23 Criticized Loans Classified 1.40% $83.5 $44.6 $38.8 2Q23 1.82% $109.6 $76.5 $33.1 3Q23 Special Mention ($ in millions) 1.28% $96.7 $65.3 $31.4 4Q23 Criticized loans / Total assets 22

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