Enact IPO Presentation Deck

Enact | Investor Presentation Large and growing portfolio of insurance in-force Primary Insurance In-Force (SB)¹: 10 $129 Persistency Rate (%)²: 76% Premium ($M): YE2016 $660 CAGR 2016-2020: 12.6% $143 YE2017 81% $157 $695 YE2018 82% $182 $747 YE2019 CAGR 2016-2020: 10.1% 76% $857 $208 YE2020 1H'21 59% $217 $971 59%5 $997 . Significant portfolio of insurance in force saw meaningful growth with 12.6% ³ CAGR 2016-2020 Growth in primary IIF has resulted in premiums growing by 10.1% 4 2016-2020 Portfolio has significant embedded value and creates a strong foundation for future premiums YE2016 YE2017 YE2018 YE2019 YE2020 LTM 2Q¹21 Note: Premium represents U.S. Mortgage Insurance Segment of Parent for 2016-2017 and Enact for 2018-2020: Represents amortized IIF: Calculated based on amortized IIF: Represents compound annual growth rate of primary IIF from $129bn in 2016 to $208bn in 2020; Represents compound annual growth rate of premium from $660mm in 2016 to $971mm in 2020: Represents period ended June 30, 2021 Enact

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