Affirm Results Presentation Deck

Q1'23 Loan Balance and Net Charge-offs by Loan Origination Year as of September 30, 2022 2023 Amortized Cost Basis by Fiscal Year of Origination $ Total Current period charge-offs Current period recoveries Current period net charge-offs affirm) Notes: 1. Metrics are unaudited 1,419,342 $ (251) 4 (247) 2022 1,094,957 $ (66,889) 3,590 (63,299) 2021 120,139 $ (3,709) 1,858 (1,851) 2020 30,501 $ (162) 650 488 2019 394 (16) 419 403 $ Prior 51 (9) 279 270 $ Total 2,665,384 (71,036) 6,800 (64,236) 28

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