Earnings Presentation Q2 2020

Cardlytics provides a scaled solution based on purchase intelligence 090 © 2020 Cardlytics > 157M FI Monthly Active Users(¹) > $3T in Annual Spend(2) 1 IN 2 U.S. Purchase Transactions (2) (1) FI monthly active users ("FI MAUS") during the three months ended June 30, 2020. Please see appendix for definitions. (2) Based on aggregated data of our current Fl partners from the April 2019 Nilson Report. Distinctive Benefits for Marketers Reach valuable banked customers Operate in a brand-safe, privacy-protected, trusted digital channel. Market to the most valuable customers based on their actual spending Drive in-store and online traffic Closed-loop solution measures marketing results to the penny 6

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