Affirm Results Presentation Deck

Power Transactions Across Diverse Channels affirm POS vs. Affirm¹ Transactions FY Q1 2024 22% Affirm¹ 78% Point of Sale Affirm Product Composition² FY Q1 2024 15% Pay in 4 (Bi-Weekly 0% APR) 11% Core 0% APR 74% Interest-Bearing 2,3 Notes: 1. Based on transactions initiated by Affirm through mobile app and website channels as well as Affirm Card 2. Beginning in Fiscal Q1 2023, Affirm modified the definition of its low Average Order Value product from Split Pay to Pay in 4. Pay in 4 includes volume from loan transactions with 0% APR and 6-8 week term lengths but now excludes volume from monthly installment loans with 0% APR and month term lengths 3. Excludes Debit (non installment and non Pay in 4 transaction volume) from the Affirm Card product 4. Metrics are unaudited 9

View entire presentation