Plastiq SPAC Presentation Deck

Risks Related to Our Business, Operations and Industry If we experience cyberattacks, or if our security measures are breached or unauthorized access to customer data is otherwise obtained, it could result in serious harm to our reputation, business and financial condition. 25. 26. If we fail to manage our technical operations infrastructure, our existing customers may experience service outages, which could harm our reputation and business. 27. 28. 29. 30. 31. 32. IQ 33. 34. We facilitate the transfer of customer funds daily, and are subject to the risk of errors, which could result in financial losses, damage to our reputation, or loss of trust in our brand, which would harm our business and financial results. Legal and Regulatory Risks Our business is subject to extensive government regulation and oversight, including by U.S. federal and state and Canadian federal and provincial authorities. Our failure to comply with extensive, complex, overlapping, and frequently changing rules, regulations, and legal interpretations could materially harm our business. These include, but are not limited to: payments regulations; Anti-Money Laundering and Counter-Terrorist Financing; Economic and Trade Sanctions; Foreign Corrupt Practices, Anti-Bribery and Anti-Corruption; Privacy and Protection of Customer Data, and the Payment Card Industry Data Security Standard. We rely on various exemptions from licensing, and regulators may find that we have violated applicable laws or regulations. If we fail to adequately protect our proprietary rights, our competitive position could be impaired, the value of our products, services and brand may be reduced, and we may lose valuable assets, generate less revenue and incur costly litigation to protect our rights. We may be sued by third parties for various claims including alleged infringement of their proprietary rights. Any future litigation against us could be costly and time-consuming to defend. Interruptions or delays in the services provided by third-party data centers, internet service providers and other technology providers could impair the delivery of our platform and our business could suffer. We use open source software in our products, and any failure to comply with the terms of one or more of these open source licenses could negatively affect our business or subject it to litigation. 33

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