XP Inc Results Presentation Deck

New Verticals Update Private Pension¹ (NNM market share %) 6.4% 2019 8x 21.5% Source: Susep, ABECS. (1) Considers only funds managed by XPV&P. 2020 Highlights ▪ From 5th in NNM Ranking in 2019 to #1 in 2021 52.7% 2021 ▪ We still have a long way to go, with only 3% market share in AUM in December 2021 Credit Cards (TPV market share %) 0.1% 1Q21 5x 0.3% 2Q21 0.5% 3Q21 Highlights ▪ From zero to over R$10 billion in total TPV in 2021 XP Inc. ▪ In December 2021, we lowered the threshold for credit card eligibility to R$5,000 in XP brand 13

View entire presentation