2011 and Fourth Quarter Results slide image

2011 and Fourth Quarter Results

Overview Gordon M. Nixon President and Chief Executive Officer Record Earnings for 2011 (1) Results from Continuing Operations (1) $ millions, except EPS and ROE 2011 2010 YOY Net income ($ millions) Diluted earnings per share (EPS) $ 6,650 $ 5,732 $ 918 $4.45 $ 3.82 $ 0.63 Return on Equity (ROE) 18% 16.5% +1.5% RBC Record results in Canadian Banking, Wealth Management and Insurance and growth in our corporate and investment banking businesses. • Lower provisions for credit losses (PCL) reflecting continued improvement in asset quality. • Challenging trading conditions in the latter half of the year negatively impacted our fixed income trading businesses. RBC Results from continuing operations do not include results related to our U.S. regional retail banking operations and Liberty Life Insurance Company, which are now classified as discontinued operations. Refer to our 2011 Annual Report to Shareholders for additional information. 4 RBC |2011 AND FOURTH QUARTER RESULTS
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