Strategically Positioning Truist Insurance Holdings for Long-Term Success

TIH key historical financial metrics 1 Historical Financial Metrics Adjusted Excluding Merger-Related Charges ($ MM) Revenue Noninterest expense EBITDA Amortization and depreciation Net income Key ratios EBITDA margin Organic revenue growth 2020 2021 2022 2,225 2,652 3,089 1,628 1,885 2,229 597 767 860 72 106 132 392 507 538 26.8% 28.9% 4.3% 11.6% 27.8% 7.4% TRUIST HH 1 Transaction and historical financials includes insurance brokerage business and excludes premium finance; all metrics as of FY 2022. Adjusted financials excludes merger-related charges. See page 16 for non-GAAP reconciliations. 13

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