2nd Quarter 2021 Investor Presentation
Loans - Including PPP Loans
$ in millions
Total Loan Portfolio
as of December 31, 2020
Balance
as of June 30, 2021
% of
% of
Unfunded
Total
Balance
Total
Classified
Nonperforming ACL
Loans
Loans
$
$
%
Commitment
$
Unfunded
Commitment
Reserve
Consumer Credit Card
189
2%
178
2%
3.1%
Consumer - Other
202
2%
182
2%
1
1
0.6%
20
Real Estate - Construction
1,596
12%
1,428
13%
16
2
1.8%
615
Real Estate Commercial
5,747
45%
5,333
47%
202
30
2.9%
173
Real Estate - Single-family
1,881
15%
1,608
14%
26
19
0.4%
216
Commercial
2,574
20%
2,074
18%
64
29
1.4%
1,012
Agriculture
176
1%
193
2%
1
0.2%
94
Other
536
4%
390
3%
0.6%
1
Total Loan Portfolio
12,901
100%
11,386
100%
311
81
2.00%
2,130
1.1%
Loan Concentration:
C&D
CRE
68%
241%
58%
211%
Select Loan Categories
Retail
1,243
10%
1,149
10%
Nursing/Extended Care
445
3%
414
4%
Healthcare
588
5%
443
4%
Multifamily
764
6%
647
6%
19
Hotel
Restaurant
NOO Office
Energy
969
8%
888
8%
125
496
4%
460
4%
781
6%
709
6%
247
2%
174
2%
39
23222222
21
5
4.4%
81
1.2%
34
10
1
0.6%
61
1.3%
73
15
6.9%
15
1
2.5%
16
3.7%
41
16
12.5%
49
$
15View entire presentation