we.trade Investor Presentation Deck

Direct access to banking products for Buyers and Sellers Auto-Settlement Buyer's bank automatically instructs a payment to the Seller on the due date after all agreed settlement conditions (triggers) of the Smart Contract have been met ● • Precondition: Sufficient cover of Buyer's account or overdraft facility Bank Payment Undertaking (BPU) Buyer's bank provides an irrevocable undertaking to the Seller that the invoice amount will be paid after all settlement conditions of the Smart Contract have been met Buyer's bank effects payment to the Seller on due date ● ● ERSTE Š BANK BPU Financing The Seller's bank provides the financing to the Seller on the basis of the BPU issued by the Buyer's bank ● ● ● After Seller's bank has financed the Seller, the BPU will be assigned directly to Seller's bank ● Buyer's bank effects the payment directly to the Seller's bank on due date Invoice Financing Coming soon The Seller's bank finances the seller by discounting the invoice issued to the Buyer post invoice acceptance by the buyer wwe.trade more trust. more trade.

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